Trauma Insurance (also known as Critical Illness Insurance) pays a lump sum of money to the insured in the event that become critically ill. The most common illnesses that these policies cover are heart attack, cancer and stroke, however, most policies include a long list of additional illnesses and disabilites.
The money received from a Trauma policy is typically tax free when owned personally and may be used for whatever purposes the insured desires, whether it be to reduce debt, seek specialist therapy which may not be covered by normal health cover or take time off to recover or travel.
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